1. Acceptance of these terms
These Terms and Conditions ("Terms") govern your access to and use of the BizKit website (the "Site"), including the spreadsheet templates and other resources made available on it. By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
2. Use of the Site
You may use the Site only for lawful purposes and in line with these Terms. You agree not to:
- Use the Site in any way that breaks any applicable law or regulation.
- Attempt to gain unauthorized access to the Site, its servers, or any connected systems.
- Interfere with or disrupt the operation of the Site, including by introducing viruses or other harmful code.
- Use automated means to scrape, copy, or collect content from the Site without our written permission.
3. Spreadsheet templates
When you request a template, we grant you a limited, non-exclusive, non-transferable, revocable license to download, use, and modify it for your own personal or internal business purposes.
You may not resell, redistribute, sublicense, or publish the templates, in original or modified form, or present them as your own product, without our prior written consent.
4. Email and newsletter
Templates are delivered by email. By submitting your email address, you agree to receive the requested template and our newsletter. You may unsubscribe at any time using the link in any newsletter email. How we handle your information is described in our Privacy Policy.
5. Third-party apps and links
The Site links to third-party websites and services, including the Foresight app, LinkedIn, and TikTok. Your use of those services is governed by their own terms and policies. We are not responsible for the content, availability, or practices of third-party websites.
6. Intellectual property
The Site and its content, including text, graphics, logos, the BizKit name and mark, and the templates, are owned by BizKit or its licensors and are protected by intellectual property laws. Except as expressly permitted in these Terms, you may not copy, modify, distribute, or create derivative works from any part of the Site.
7. Not professional advice
The templates, tools, and content on the Site are provided for general information and convenience only. They do not constitute accounting, tax, legal, financial, or investment advice, and using them does not create a professional or client relationship. You are responsible for checking the accuracy of your inputs and results, and you should consult a qualified professional before making business or financial decisions.
8. Disclaimer of warranties
The Site, templates, and all content are provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
9. Limitation of liability
To the fullest extent permitted by law, BizKit and its owners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities, arising from or related to your use of, or inability to use, the Site or any template, even if we have been advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold BizKit harmless from any claims, losses, liabilities, and expenses, including reasonable legal fees, arising from your use of the Site or templates or your breach of these Terms.
11. Changes to the Site and these Terms
We may change, suspend, or discontinue any part of the Site at any time. We may also update these Terms from time to time, and when we do, we will revise the effective date at the top of this page. Your continued use of the Site after changes are posted means you accept the updated Terms.
12. Governing law
These Terms are governed by the laws of the Republic of the Philippines. Any dispute arising from these Terms or your use of the Site will be subject to the exclusive jurisdiction of the proper courts of the Philippines.
13. Contact us
If you have questions about these Terms, contact us at [your contact email].